Everything you need. One place.
Tell Bygate to
work smart, not hard.
Chat like a friend, keep perfect records, create invoices — and handle money, gift cards, crypto and bills in one calm place.
Ask Bygate
Chat · Pay · Get things done
Work smart, not hard — or pay bills.
Trusted by over 1,000+ people
Across Nigeria and beyond
Money
Your money, beautifully handled.
Send, pay bills and manage your wallet — protected by your 6-digit PIN on every transaction.
Send & receive
Move money instantly with clear fees before you confirm.
Pay anywhere
Bills, airtime and merchants — all from one wallet.
Track spending
See where your money goes with smart insights.
Trade hub
Gift cards, crypto & more.
All inside Bygate.
Sell gift cards, off-ramp crypto, pay bills, and manage your Naira wallet — one app, competitive rates, 24/7.
Sell gift cards
Amazon, iTunes, Google Play, Steam, Xbox and more — best rates, instant payout.
Sell crypto
BTC, ETH, USDT, BNB, SOL and more. Off-ramp to Naira in minutes.
Virtual & debit cards
Create USD virtual cards for online payments. Freeze, fund and spend securely.
E-currencies
Trade PayPal, Skrill and other digital balances for instant cash.
One place for everyday life
Your daily life,
beautifully organized.
From paying bills to finding services — Bygate brings everything into one intelligent layer you can actually trust.
Real people. Real transactions.
Built for how you live.
Gift cards
Sell Amazon, iTunes, Steam and more for instant cash.
Crypto
Off-ramp BTC, ETH, USDT and more to your Naira wallet.
Virtual cards
USD cards for secure online payments worldwide.
Money
Fund your wallet and manage your finances with clarity.
Bills
Electricity, airtime, data and cable in seconds.
Shopping
Discover products and compare merchants instantly.
Services
Find verified professionals when you need them.
Global reach
Africa-first.
Built for the world.
Bygate connects people across borders — starting in Nigeria and expanding across the continent with the same calm, trusted experience.
1,000+
Active users
4+
Countries expanding
50k+
Actions completed
How it works
Three steps. Zero stress.
Choose your need
Open Bygate and tell us what you want to do.
Ask or discover
Use natural language or browse curated options.
Confirm and go
Review clearly, approve once, and you're done.
Ask Bygate
Pay my electricity bill
I can help with that.
Electricity bill
Ikeja Electric · ****1234
Just say what you need.
Natural language that understands intent — then shows you exactly what will happen before anything is confirmed.
Live example
“”
The product
Designed to feel effortless.
Good evening, Amara
What do you need?
Available balance
₦0
Ask Bygate
Pay my electricity bill
I can help with that.
Electricity bill
Ikeja Electric · ****1234
Wallet
Available
₦0
Security
Built for Africa.
Designed for everyone.
African product quality with global standards for security, clarity and trust.
Secure by design
Encryption and verification on every sensitive action.
Verified partners
Trust signals you can see before you pay.
Human support
Real help when something doesn't go as planned.
